Whole Life Insurance
Providing Certainty

As much as we may try, there simply are things in life that we can't control, like tax rates, changes in the economy, or a leaky roof. Since some things are beyond our control, it's good to know that some things are certain, like whole life insurance from Mutual Trust.

Owning whole life is one of the most comprehensive ways to give yourself and your loved ones peace of mind and financial security in a world filled with uncertainties. A whole life insurance policy can help you accumulate cash that can be easily accessed during your life while providing financial protection to your loved ones in the event that something should happen to you.

Whole life's certainties are the result of its GUARANTEES:

  • Death benefit, which your beneficiaries will receive income tax free, regardless of how long you live.

  • Level premiums that will not change, even though you’ll get older and the price of other goods will fluctuate.

  • Cash value that accumulates on a tax-deferred basis and that you can borrow against throughout your life.

Mutual Trust operates within a mutual holding structure, which means we are owned by our policyowners, not shareholders. One of the benefits of owning a policy with a mutual organization is the potential to earn dividends, which are a portion of our surplus that we share annually with eligible policyowners. Although dividends are not guaranteed, we've consistently paid them for over 100 consecutive years.

Every life is unique; that's why we offer a variety of whole life insurance policies and riders that can be added to your policy to achieve your goals. Contact a Mutual Trust Representative today to find out how you can add certainty to your life. (To locate one near you, click here.)

Base Policy Form Nos. 908, ICC17 980, 1 AP, 1 BP, or state variations.

Neither Mutual Trust Life Solutions, nor independent agents or affiliates, offer legal or tax advice. For advice on taxes and legal issues, please consult a tax or legal expert of your choice.

Mutual Trust Life Solutions insurance policies are issued by Pan-American Life Insurance Company.

Our Whole Life Products

> Horizon Value

> Horizon Guarantee

> Horizon Legacy

> Riders

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Form No. 190