A Pan-American Life Insurance Group Stock Company

IntegrityPlus Series
Flexible- and single-premium deferred annuities

Mutual Trust’s IntegrityPlus series offers flexible- and single-premium deferred annuities. Our annuities provide:

  • Tax-deferred earnings, which may enable you to accumulate more money.

  • Principal guaranteed by Mutual Trust.

  • Guaranteed interest rate that is set at issue and will not change for the life of the contract.

  • No upfront sales charges.

  • Low minimum contributions. Our flex annuities can be started with a minimum premium of $300. Our single annuities can be started with a contribution of $5,000.

  • Choice of payout options, including lump sum, or fixed periods (annually, semi-annually, quarterly or monthly), or in a stream of income you can’t outlive.

  • Upon death of the owner/annuitant, the accumulated annuity value passes directly to the beneficiary, avoiding the delay and expense of probate.*

Most qualified retirement accounts require the owner to take minimum distributions out of the contract beginning at age 70-1/2. With our non-qualified annuities, distributions can be deferred until age 99 without penalty. This flexibility makes them an appealing cash accumulation product.

* See policy provisions for full details.

For more information about our annuities, contact your Mutual Trust Representative.
(To locate one near you, click here.)

Base Policy Form No. 900, 910, or state variation

Mutual Trust, along with its agents and affiliates, are strictly prohibited from providing legal or tax advice. For advice on legal or tax issues, you should consult with an advisor of your choice.

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Form No. 190