SelectTerm (10 · 15 · 20 · 30 YEAR)
A series of level term life insurance products with the power of choice!

Term life insurance is the most basic form of life insurance. It provides affordable protection with a guaranteed premium, for a defined period of time. Our SelecTerm series is the perfect example. With level premium guarantees for 10, 15, 20 or 30 years, it is the ideal choice if you're looking for immediate life insurance coverage for yourself, a spouse, child, grandchild or other family member.

Our SelecTerm series is designed to provide value today, as well as in the future. Take a look at just some of the flexible benefit options and conversion options that we offer. These added options help you tailor your SelecTerm policy to fit your specific needs.

Immediate advantages to SelecTerm

  • Level premiums for 10, 15, 20 or 30 years
  • Renewable annually to age 98
  • Level death benefit to age 98

Choice Conversion Opportunities
The flexibility to change insurance products as your finances and needs change is guaranteed. Each SelecTerm product comes with a conversion privilege to allow you to convert to one of our permanent insurance plans at any time prior to the anniversary date nearest your 65th birthday.

Select Protection for Your Children
The Children's Insurance Benefit allows you to provide additional coverage on children born before and after issue! As an added benefit, you can convert this coverage, at specified ages, to a permanent plan for the children.

Select Living Benefits
For added flexibility, our SelecTerm series offers benefits to safeguard you and your family during critical financial times. It eases the financial burden with its Accelerated Death Benefit Rider, which is a living benefit feature that allows you access to a portion of the death benefit in the event the insured is terminally ill.

Business protection with Waivers of Premium
The SelecTerm product series provides our innovative Waiver of Premium options, which protect you in your occupation for two or five years, depending on your choice. The conversion privilege is guaranteed even if you should be on waiver of premium.

Policy Form No. 1AG

No information here is offered as tax or legal advice.  We recommend you discuss with competent advisors/counsel your individual situation.

Calculate the Benefits

How do your earnings affect your family? Find out with our Human Life Value Estimator

How much do you need for retirement? Find out with our Retirement Savings Estimator.

Don't wait, get started today!

Consult one of our experienced insurance advisors now. We can help you achieve your short-term and long-term financial goals. Click here to find an advisor.



Form No. 190