SelectTerm
(10 · 15 · 20 · 30 YEARS)

Term insurance is economical protection for a finite period of time. The SelecTerm series provides guaranteed level premiums for 10, 15, 20 and 30 years, after which the premiums become guaranteed annually renewable with a level death benefit to age 98. In addition, conversion opportunities enable policyowners to convert their SelecTerm policy to any Mutual Trust permanent life insurance product as their needs change.

Features include:

  • Guaranteed level premiums for specified periods of 10, 15, 20 and 30 years.

  • Renewable annually with level death benefit to age 98.

  • Can be converted without evidence of insurability to any Mutual Trust whole life policy prior to whichever is earliest: age 65, or issue age plus the length of the level premium period plus five years.

  • With the addition of our optional Waiver of Premium Riders, conversion is guaranteed even in the event the term policy is under a waiver claim and premiums on the whole life policy will continue to be waived.*

*See Policy Provisions for full details.

For more information, contact your Mutual Trust Representative.

To find an agent in your area, click here.


Base Policy Form No. 1AG, or state variation

Mutual Trust, along with its agents and affiliates, are strictly prohibited from providing legal or tax advice. For advice on legal or tax issues, you should consult with an advisor of your choice.

Our Whole Life Products

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> Legacy One

> Riders


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Form No. 190