Add Additional Insurance and Cash Value to your Policy with a PUA

One guarantee in life is that it constantly changes. Maybe your family's grown since you purchased your MTL policy. Or maybe you've gotten a promotion at work, or moved to a bigger house. Changes in your life often require changes in your insurance coverage.

MTL's Single Premium and Flex Pay paid-up additional insurance riders enable you to add life insurance coverage and cash value to your existing Covenant II or Economax® policies. Our Single PUA rider lets you purchase a level amount of paid-up whole life insurance with a single premium. Our Flex Pay PUA rider gives you flexibility in the amount and frequency of rider premium payments. When you purchase a Flex Pay PUA rider, you select the annual rider premium you want to pay as well as the maximum premium. Then MTL underwrites you for the maximum amount. Every year, you can pay any amount of rider premium you want, at any time, as long you don't exceed the maximum amount you've selected and you meet the minimum premium of $100 per policy year.**

To learn more about PUAs, contact your MTL insurance representative or call us at 800-323-7320.

*LIMRA International, 2011

**See Rider language for full details, including provisions, conditions and terms.

Form No. Single: P38, P16
Form No. Flex: P44

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