Mutual Trust Life Insurance Company

Mutual Trust Life Insurance Company, a Pan-American Life Insurance Group Stock Company, develops, underwrites, and services individual life insurance and annuities in 49 states and the District of Columbia.* The company was founded in 1904 on the principles of mutuality and policyholder participation, values Mutual Trust still embraces today.

In 2015, Mutual Trust became a wholly owned subsidiary of Pan-American Life Insurance Group (PALIG), a leading provider of insurance and financial services throughout the Americas. It continues to operate within a mutual holding company structure, so while dividends are not guaranteed nor required by law, our financial strength and sound management has enabled us to pay them to owners of our participating products for more than 100 years.

Financial Facts about Mutual Trust (2016)

  • Ratings:
    • "A" (Excellent) from A.M. Best
    • "A" with a Stable Outlook from Fitch
  • Maintained risk-based capital ratio in excess of 600%
  • Maintained 2017 dividend scale despite continued low-interest-rate environment
  • Sales increased by 16%
  • Capital of more than $900 million and assets of more than $5.5 billion combined with PALIG

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*Products not available in New York

More about Mutual Trust

2016 Annual Report

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