Estate Planning

Estate planning* ensures an orderly transfer of property in accordance to your wishes when you die, as well as management of your financial affairs if you become disabled or terminally ill. It also ensures that taxes are minimized so your heirs receive maximum benefits.

Everyone should consider if they need an estate plan, regardless of the size of his or her estate, because without one, upon death, your assets will be disposed of according to state and federal laws.

Your estate is made up of everything you own, including your house, life insurance policies, investments, company retirement plan, personal items such as household furniture, cars and clothes, and your debts.

A Mutual Trust Advisor can help you create and implement an estate plan specially designed to meet your needs. The following is a six-step process to help you get started.

  1. Establish goals

  2. Inventory assets

  3. Decide who gets which assets

  4. Review the liquidity of assets

  5. Explore strategies to minimize taxes

  6. Set up either a will or a trust to pass along your estate.

To learn more about estate planning and to get started today, contact one of our Mutual Trust insurance advisors. Click here.

*Mutual Trust Life Insurance Company does not provide legal advice. Mutual Trust Life Insurance Company clients and prospective clients should consult with an attorney of their choice.

Our Life Insurance Products

> Whole Life Insurance

> Term Life Insurance

> Fixed Annuities

> Riders

Calculate the Benefits

Human Life Value Estimator
Assess the impact your earnings have on your family and other loved ones.

Retirement Savings Estimator
Determine the amount you will need to save each month to reach your goals for retirement.

Retirement Income Estimator
Determine the amount of income you will earn throughout your lifetime.

How Long will the Proceeds Last
Find out how long the proceeds from an insurance settlement will last.

Effects of Procrastination
Find out how much you can save if you start now, as opposed to starting ten years from now.

Form No. 190